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How To Afford a Lawyer After An Accident

Written by Barry R. Rabovsky on . Posted in Fees, Settlements

Many accident victims don’t make a claim because they think they can’t afford the legal fees. It’s important to remember that most personal injury claims are handled on a contingent fee. This means the legal fee is paid from the recovery. If there’s no recovery, there’s no legal fee. (There may, however, be court and other costs.)

No Recovery, No Fee: How Accident Victims Are Charged

Contingent legal fees provide many benefits to accident victims. The following are some of the benefits of retaining a lawyer on contingency:

* It allows accident victims who have a good case to get a lawyer’s help and obtain access to our legal system regardless of how wealthy they are. To enforce their rights, accident victims often have to make claims against big businesses, product manufacturers and large insurance companies.  Without contingent fees, it would be hard for most accident victims to make claims against these big corporations and recover compensation from them. 

* It provides strong incentive for your lawyer to get the maximum recovery for you.  Lawyers are professionals who will work hard for you and fight to enforce your rights. By having a stake in the outcome of your case, your lawyer is even more motivated to get you the maximum compensation.

* It strengthens your position when dealing with insurance companies. Insurance companies have teams of adjusters and lawyers working to lower payouts to accident victims. By having a lawyer on your side who is experienced dealing with insurance companies and who knows the things they do to try to reduce accident compensation, you’re in a much stronger position and more likely to receive a higher recovery.

Thanks to contingent legal fees, you can get the help of a qualified and experienced lawyer after an accident, even if you think you could not otherwise afford to hire one.

You Need Great Legal Advice…

Injured in an accident? CALL US! We can help.You need someone who is on your side and knows exactly what they’re doing. Barry R. Rabovsky only represents injured individuals and their families. With more than 29 years of experience as a personal injury attorney in the Chicago metropolitan area, he is well known and highly regarded. He is an aggressive, skilled trial lawyer with a reputation for excellence that makes his retention a key to success in complex, adversarial personal injury proceedings. Contact Barry today toll-free at (800) 822-4321 for a free, no-obligation consultation.

Beware! Watch What You Say After An Accident

Written by Barry R. Rabovsky on . Posted in Accidents General, Legal Advice

If you are in an auto accident, what you say right after it can affect the amount of compensation you receive.  This is because anything you say at the accident scene or elsewhere (including online) can be used against you later and could lower the value of your claim. 

What You Say Can and Will Be Used Against You…

To help make sure you don’t say anything that could hurt your case, right after an auto accident:

Don’t say the accident caused you no injuries.  Immediately after an accident, many people try to brush it off, saying things like “It’s okay, I’m not hurt.”  It’s important to remember that many injuries don’t show up until later, so until you have been fully examined by a doctor, don’t claim you suffered no injuries from the accident.  If you say at the accident scene that you weren’t hurt, this statement can be used by an insurance company or the other side to justify denying your claim or lowering the amount of compensation you receive.

* Don’t take any blame for the accident.  After an accident, many people say something along the lines of “I’m sorry, it was my fault.” Until you have all the facts, it is not wise to admit fault for the accident.  Many accidents are caused by things the driver did not see or know about — things that put blame for the accident elsewhere.  To protect your rights after a car accident, the best course is to not take any blame for it until you have consulted your lawyer and a full investigation has been made.

* Don’t discuss specifics of the accident. Things like how fast each party was going, who had the right of way, and other circumstances of the accident are issues best left for the lawyers and experts to resolve later.  After an auto accident, it’s best to just exchange key information with the other driver (name, address, phone number, driver’s license number, insurance company, policy number and information about the car) and then leave the scene without going into the details of the accident.

After an auto accident, panic and confusion can cause you to not think clearly.  Because of this, and because you don’t have all the facts of the accident immediately after it, do not discuss fault or your injuries at the accident scene or anywhere else before first consulting your lawyer.  Watching what you say after an auto accident can help you receive the maximum compensation for your injuries and losses.

You Need Great Legal Advice…

Injured in an accident? CALL US! We can help.You need someone who is on your side and knows exactly what they’re doing. Barry R. Rabovsky only represents injured individuals and their families. With more than 29 years of experience as a personal injury attorney in the Chicago metropolitan area, he is well known and highly regarded. He is an aggressive, skilled trial lawyer with a reputation for excellence that makes his retention a key to success in complex, adversarial personal injury proceedings. Contact Barry today toll-free at (800) 822-4321 for a free, no-obligation consultation.

Do I Need a Lawyer After an Accident?

Written by Barry R. Rabovsky on . Posted in Accidents General, Car Accidents, Legal Advice

If you’ve been in a car or other accident and want to make a claim, one of the key questions you will have is: “Do I need a lawyer?” The answer to this question depends on several factors, including the seriousness of the accident and severity of your injuries.

There are times when you may not need a lawyer’s help after an accident. For example, if you were in a minor fender-bender and are certain you did not suffer any injuries, you may not need a lawyer’s help.

However, for most other accidents, it is vital to have a lawyer’s help.

Some Ways a Lawyer Will Help After Your Accident

If there is a dispute over who was at fault, it is important to speak with an attorney. If you suffered serious injuries from the accident, you should definitely consult a lawyer. Even when your injuries are minor, you should still talk to a lawyer because some serious injuries take time to develop.

One of the main reasons why it’s vital to talk to a lawyer after an accident is because of the way insurance companies operate. An accident victim who deals directly with an insurance adjuster is taking on a huge risk. Insurance companies are in business to make money. One way they do this is to lower the amount they pay for claims, including your claim. They will try many tactics to achieve this, as they know you are inexperienced in handling accident claims. Having a lawyer help you deal with an adjuster gives you a much better chance to get the maximum compensation.

There are other reasons why you should use a lawyer after an accident. Your lawyer can explain your rights and duties, and tell you how much money you are entitled to receive. In addition, some claims have special rules. Not following them can cause you to lose your claim.

Maybe you are not only the victim, but are also accused of causing an accident. Your lawyer can help show if your “fault” was only small, to limit your liability. Your lawyer can also find out if you have insurance that will pay the claim or if someone else should share the responsibility.

As you’ve seen, in most cases you should have a lawyer’s help after an automobile or other kind of accident, especially if you were hurt. Having a lawyer’s help will increase your chances of getting the best settlement and make sure you don’t become another victim of insurance company misconduct.

You Need Great Legal Advice…

Injured in an accident? CALL US! We can help.You need someone who is on your side and knows exactly what they’re doing. Barry R. Rabovsky only represents injured individuals and their families. With more than 29 years of experience as a personal injury attorney in the Chicago metropolitan area, he is well known and highly regarded. He is an aggressive, skilled trial lawyer with a reputation for excellence that makes his retention a key to success in complex, adversarial personal injury proceedings. Contact Barry today toll-free at (800) 822-4321 for a free, no-obligation consultation.

What Should I Do After an Accident?

Written by Barry R. Rabovsky on . Posted in Car Accidents, Legal Advice

You’re driving along when suddenly a car hits you. It’s hard to think clearly at this time, but the information you obtain right after an auto accident — and what you say  — can have a big impact on the amount of compensation you recover.

There are some important steps to follow if you are in a car accident. These things will reduce the hassles and help you get the maximum recovery for your injuries and losses.

Crucial Steps to Take After an Auto Accident

* Call 911 to summon medical help for anyone injured.  It’s generally advisable not to move anyone who is injured.

* Exchange information. After you make sure injuries are attended to, talk to the other driver to exchange information. Don’t discuss how the accident happened or blame anyone. You should exchange the following information with the other driver: name, address, phone number, driver’s license number, insurance company and policy number.

If the driver of the other car is not the owner, get the registered owner’s name, address, phone number and the name of his or her insurance company and policy number.

* Document the other car. Write down the other car’s make, model, year, license number and vehicle identification number.

* Gather witnesses. Get the name, address, and home and work phone numbers of all witnesses (including passengers in both cars). If any witnesses were driving, write down their car’s make, model and license number. Don’t rely on the other party or the police to get witness information — obtain this information yourself.

* Document the police officer. Get the name, badge number and police department of the officer who responds to the accident scene.

* Make notes. As soon as you can, whether at the accident scene or right after, make notes of what happened. (You can also make an audio recording of this information on your phone.) Write down the road and weather conditions, as well as where and when the accident happened. Make a note of anything you saw, heard or sensed before, during and after the accident. Also make a diagram of the accident.  Be sure your diagram includes traffic signals, street signs and crosswalks.

* Don’t admit fault. Whether at the scene or afterward, don’t admit fault, even if you think you caused the accident. Emotions can affect you at an accident scene, and the sense of being responsible may later turn out to be wrong.  Also, things you did not know or see may indicate the other driver caused the accident or was partly at fault. Never admit fault or responsibility, at least not before consulting your lawyer.  Remember that anything you say can be used against you later.

* Pictures. Take photos of the accident scene and cars involved. The photos can show damage better than a repair bill from an auto body shop. Also have photos taken of your injuries. These can help show how much pain you suffered.

* See a doctor. You should see a doctor even if you think you have no serious injuries.  Many injuries take time to develop, and a doctor can help prevent minor injuries from getting worse.  

* Notify your insurance company. Even though you are required to notify your insurance company, it is strongly recommended that you consult your lawyer before giving a statement to your insurance company representative or filling out their accident documents.

* Never sign a “release” or accept a settlement offer before first consulting your lawyer.  Once you accept a settlement, you usually cannot recover any more money, even if you later find out your injuries or losses are worse than you thought when you accepted the settlement.

* Get legal help. Contact us to discuss confidentially what happened. We will advise you about notifying other parties, your legal rights and duties, and how much money you may be entitled to receive. Call immediately after the accident, as there are time limits for making claims. Also, the longer you wait, the harder it can be to find evidence and witnesses.

Following these steps will help get assistance to injured people, create a good record of what happened, and help you receive the maximum compensation for your injuries and losses.

You Need Great Legal Advice…

Injured in an accident? CALL US! We can help.You need someone who is on your side and knows exactly what they’re doing. Barry R. Rabovsky only represents injured individuals and their families. With more than 29 years of experience as a personal injury attorney in the Chicago metropolitan area, he is well known and highly regarded. He is an aggressive, skilled trial lawyer with a reputation for excellence that makes his retention a key to success in complex, adversarial personal injury proceedings. Contact Barry today toll-free at (800) 822-4321 for a free, no-obligation consultation.

Accident injury? Don’t miss compensation for fear of court!

Written by Barry R. Rabovsky on . Posted in Court, Legal Advice

There are many reasons that an accident victim could not receive the full compensation that they are entitled to receive. Some reasons are based on a lack of information, and some are based on fear of the unknown, including not knowing what to expect. Believe it or not, many people who have been in an automobile, slip and fall, or other kind of accident hesitate to make a claim because they think they’ll have to spend time in court. 

Most Personal Injury Claims Don’t Involve Going To Court

It’s important to remember that most personal injury claims — well over 90% according to several studies — are settled without the accident victim ever going to court.

Even though most injury claims are settled, some require filing a lawsuit.  This is because insurance companies or the other side may dispute aspects of a claim, so a lawsuit is necessary for the accident victim to get what they are entitled to receive.  Even if a lawsuit is filed, it’s still highly likely the case will settle before trial.  The number of injury cases that actually go to trial is extremely low.

If you’ve been in an accident, don’t let the fear of going to court stop you from making a claim.  You could be giving up compensation you’re legally entitled to receive, which could help take care of you and your family while you recover from your injuries.  Also, if your personal injury claim is like most others, it’s very unlikely that you will ever go to court.

You Need Great Legal Advice…

Injured in an accident? CALL US! We can help.Barry R. Rabovsky only represents injured individuals and their families. With more than 29 years of experience as a personal injury attorney in the Chicago metropolitan area, he is well known and highly regarded. He is an aggressive, skilled trial lawyer with a reputation for excellence that makes his retention a key to success in complex, adversarial personal injury proceedings. Contact Barry today toll-free at (800) 822-4321 for a free, no-obligation consultation.

How can a lawyer help you after an accident injury?

Written by Barry R. Rabovsky on . Posted in Legal Advice

Everyone needs a lawyer some time. For most people, this also includes a personal injury lawyer, either to help make a claim after an accident or to help defend a claim made against them. Most people don’t know all the things a lawyer does for them.

How A Lawyer Helps You After An Accident

When it comes to making a personal injury claim, here are some of the many ways a lawyer helps you after an accident:

* Recommend doctors and other health care providers to treat you.

* Evaluate your claim and tell you how much money you are entitled to receive. Your lawyer knows the law and can tell if you have a strong case and how much compensation you should receive. In contrast, insurance adjusters like to say your case is weak and that you aren’t entitled to much money. They do this because they work for the insurance company, not you.  By having your lawyer evaluate your claim and tell you what the law entitles you to receive, you’re more likely to get the maximum compensation.

* Explain your legal rights and duties. You have many important rights after an accident, including the right to consult your lawyer before answering questions from the other side or an insurance company and, in most states, the right to receive damages even if you partly caused the accident.  Not knowing all your rights can cause you to make a serious mistake that lowers or even eliminates your recovery.

* Advise you who else may be liable to you.  In many accident cases, more than one party is legally liable.  Your lawyer can advise you which parties are liable in your accident case.  This is especially useful when one of the parties is unable to pay for all your damages.

* Investigate. Your lawyer can help investigate to find out information that is unknown or unclear, identify and interview witnesses, get copies of police reports or medical files and do legal research as well.

* Help collect evidence.  Apart from investigating, to make a claim or settlement proposal you need evidence to prove your case. Your lawyer helps you collect evidence by advising what information needs to be obtained, and ways to obtain it.

* Handle calls and negotiate with insurance companies. Not only will this lower the time you spend on the matter, but your lawyer is experienced dealing with insurance companies and won’t be tricked by methods and tactics they use to delay or lower accident payouts.

* Help you get your car fixed, or get compensation if it can’t be fixed. Your lawyer can also help with your property damage claim.

* Help you get the maximum amount of compensation. Accident victims are often entitled to be paid for many things, including medical bills, lost wages and pain and suffering. Your lawyer will help make sure not to miss a category of loss that you are entitled to be paid for.

* Help you get more money than if you handle your claim alone. Studies have been done comparing amounts received by accident victims who handle claims alone with those who use a lawyer. They consistently show that accident victims who use a lawyer obtain more money.

* Loyalty and confidentiality. Your lawyer provides all these services with the benefits of loyalty to you, and confidentiality. Under the law and rules of legal ethics, you can trust that what you and your lawyer discuss in confidence will stay secret.

These are just some of the ways a lawyer helps you after an accident. A lawyer makes recovering damages easier and reduces the time you spend on the matter. Also — and perhaps most importantly — you will likely receive more compensation than if you handle your claim alone.

You Need Great Legal Advice…

Injured in an accident? CALL US! We can help.You need someone who is on your side and knows exactly what they’re doing. Barry R. Rabovsky only represents injured individuals and their families. With more than 29 years of experience as a personal injury attorney in the Chicago metropolitan area, he is well known and highly regarded. He is an aggressive, skilled trial lawyer with a reputation for excellence that makes his retention a key to success in complex, adversarial personal injury proceedings. Contact Barry today toll-free at (800) 822-4321 for a free, no-obligation consultation.

5 Key Mistakes To Avoid After You Have An Accident

Written by Barry R. Rabovsky on . Posted in Accidents General

If you’re in a car or other kind of accident, you will be faced with many issues, including who to talk to, what to say and which documents to sign.  It’s easy for accident victims to get confused by all that’s going on and to mistakenly say or do something that hurts their claim. 

Some Devastating Mistakes are Made After Having an Accident…

Here are five key mistakes to avoid if you’ve been in an accident.

  1. Admitting fault.

    Remember that anything you say can be used against you later and hurt your claim.  Since you don’t have all the facts — and because confusion can cause you to not think clearly — don’t admit fault, at least not before consulting your lawyer.
  1. Dealing with insurance adjusters without a lawyer.

    Adjusters handle many accident claims, and dealing with them without a lawyer increases the chance you’ll say or sign something that hurts your case.  Adjusters work for the insurance company, not you, and their job is to pay you as little as possible.   Studies (even those done by insurance companies) show that accident victims receive more money with a lawyer’s help.
  1. Not getting information at the scene.

    Getting the right information at the scene of the accident helps your lawyer prepare the strongest case.  Key information to get includes the name, address and phone numbers of witnesses and, in the case of a car accident, the other driver’s personal and vehicle information and insurance company name and policy number.  It is also crucial to make notes of the accident, take photographs and save any physical evidence. A recorder is very useful in documenting your thoughts immediately after an accident and throughout the process.
  1. Keeping poor records of expenses and problems.

    Accident victims are entitled to be compensated for many things, including medical expenses, lost wages, pain and suffering, and changes to their lifestyle.  Keeping good records of all out-of-pocket expenses and a written diary of all physical complaints will help you get compensated for everything the law entitles you to receive.
  1. Waiting to get legal help.

    The longer you wait to get legal help, the harder it can be to obtain evidence, and the more likely you will say something to an adjuster (or sign something) that hurts your case.  Waiting also puts you at higher risk of losing your claim because there are deadlines involved when making personal injury claims.

These are some of the mistakes that accident victims can make which hurt their claim. If you have questions about what to do after an accident, get legal help.  Your lawyer can help you avoid mistakes and obtain the maximum recovery.

 

You Need Great Legal Advice…

Injured in an accident? CALL US! We can help.Barry R. Rabovsky only represents injured individuals and their families. With more than 29 years of experience as a personal injury attorney in the Chicago metropolitan area, he is well known and highly regarded. He is an aggressive, skilled trial lawyer with a reputation for excellence that makes his retention a key to success in complex, adversarial personal injury proceedings. Contact Barry today toll-free at (800) 822-4321 for a free, no-obligation consultation.

How to Handle Insurance Company Documents: Get Legal Help First

Written by Barry R. Rabovsky on . Posted in Insurance

After an accident, an insurance company may ask you to sign certain forms. They might even try to pressure you into thinking that you have to. In order to protect yourself, it’s vital to consult your lawyer before signing anything, as these documents could affect your rights and the amount of compensation you receive.

A Few Forms You May Be Asked to Sign…

One form you may be asked to sign is medical related, giving the insurance company the power to obtain your medical records.  But this power could be broad, meaning they have the right to obtain ALL your medical records, including those unrelated to the accident.  The insurance company will be looking for ways to avoid paying you.  For example, based on the records, they may try to claim your injuries were pre-existing or caused by something other than the accident.

An insurance company may also ask you to sign a “release” of all claims in return for a small sum of money.  Signing this could end your claim for far less than you’re legally entitled to receive.  Remember that if you sign a “release,” it’s very hard to cancel it if you later find out your damages are higher.

After an accident, consult your lawyer before you sign anything.  It can make the difference between receiving little or no compensation versus the maximum recovery.

You Need Great Legal Advice…

Injured in an accident? CALL US! We can help.Barry R. Rabovsky only represents injured individuals and their families. With more than 29 years of experience as a personal injury attorney in the Chicago metropolitan area, he is well known and highly regarded. He is an aggressive, skilled trial lawyer with a reputation for excellence that makes his retention a key to success in complex, adversarial personal injury proceedings. Contact Barry today toll-free at (800) 822-4321 for a free, no-obligation consultation.

What Legal Rights Can Protect Me After an Accident?

Written by Barry R. Rabovsky on . Posted in Legal Advice

If you’ve been in an accident, you have many rights.  Unfortunately, many accident victims don’t know all their rights, and as a result, they receive much less compensation than they’re entitled to obtain. Knowing the following rights, and having a lawyer on your side, are the two most important things you can do to ensure you receive the maximum compensation that you deserve.

6 Important Rights To Know If You Are In An Accident

Here are some of the key rights you need to know if you’re in an accident.

  1. The right to consult your lawyer before talking to an insurance company.  Anything you say after an accident can be used against you, so consult your lawyer before talking to an insurance company.  Insurance adjusters will likely try to get recorded statements from you about the accident and your injuries, and use these against you later to deny your claim or lower the value of it.  Talking to your lawyer before giving a statement can prevent this from happening to you.
  2. The right to receive fair compensation for your injuries and losses.  Accident victims can obtain compensation for many things, including medical expenses, lost wages, pain and suffering, and costs to fix or replace damaged property.  Obtaining all the damages you’re entitled to receive puts you in a much better position for the future – if you have more medical bills and lost wages after your claim is settled, you’ll have already been compensated for this and won’t bear these costs yourself.
  3. The right to choose your medical care.  If you are in an accident, you have the right to choose your doctor. Don’t let the other side or an insurance company pressure you to see their doctor. Select the doctor you think is best.
  4. The right to learn about the other side’s insurance.  Whoever caused the accident may not have enough money or property to pay your damages, but may have insurance that covers your losses. You have the right to get information about this insurance.
  5. The right to compensation even if you partly caused the accident.  In most states, accident victims have the right to compensation even if the accident was partly their fault.  Generally, your damages will just be reduced by the amount of your fault.
  6. The right to accept or reject settlement offers.  Your lawyer will try to get the best settlement offer for you, but the decision to accept a settlement or reject it and go to trial is up to you.  Just because an insurance company or someone else says this is their best and final offer, doesn’t mean you must accept it.

These are some of the key rights of accident victims.  Exercising them will help you receive the maximum compensation for your injuries and losses.  If you have any questions about your legal rights after an accident, ask your lawyer.  Your lawyer is truly on your side and is the best person to answer questions you have about legal rights.

You Need Great Legal Advice…

Injured in an accident? CALL US! We can help.Barry R. Rabovsky only represents injured individuals and their families. With more than 29 years of experience as a personal injury attorney in the Chicago metropolitan area, he is well known and highly regarded. He is an aggressive, skilled trial lawyer with a reputation for excellence that makes his retention a key to success in complex, adversarial personal injury proceedings. Contact Barry today toll-free at (800) 822-4321 for a free, no-obligation consultation.

How Can a Free Consultation Help You After an Accident Injury?

Written by Barry R. Rabovsky on . Posted in Legal Advice

If you’ve been in an accident, you will likely have many questions about making a claim.  One valuable benefit that personal injury lawyers provide is a free consultation where you can learn many things about your accident claim. 

Benefits of a Free Consultation with an Accident Injury Lawyer

Here are some key things you can learn in a free consultation with your lawyer.

* Whether you have a strong case.  Your lawyer can review the facts of your accident and likely tell you if you have a good case.

* How much money you may receive.  Your lawyer can go over your injuries and explain to you all the types of damages you can be compensated for and how much money you’re entitled to receive.

* Learn about the legal process. The process for making an accident claim can be complicated, as there are legal deadlines and other rules to make claims.  Your lawyer can explain the process and answer any questions you have.

* Steps to preserve your claim and get the maximum compensation.  Starting off correctly is important in personal injury claims, as even small mistakes – such as signing the wrong document or saying the wrong thing to an insurance adjuster – can have a big impact on your case.  In the free consultation, you’ll learn key things to do from the outset to help you receive the maximum compensation.

If you’re in an accident, don’t guess what you should do.  Instead, take advantage of the free consultation and talk to your lawyer immediately. You can get answers to your questions and be on the way to getting the maximum compensation with the least amount of hassles and time spent.

You Need Great Legal Advice…

Injured in an accident? CALL US! We can help.You need someone who is on your side and knows exactly what they’re doing. Barry R. Rabovsky only represents injured individuals and their families. With more than 29 years of experience as a personal injury attorney in the Chicago metropolitan area, he is well known and highly regarded. He is an aggressive, skilled trial lawyer with a reputation for excellence that makes his retention a key to success in complex, adversarial personal injury proceedings. Contact Barry today toll-free at (800) 822-4321 for a free, no-obligation consultation.

Barry R. Rabovsky
1355 South Route 59 1A | Naperville, IL 60564
Telephone: (630) 820-1000
Toll Free: (800) 822-4321
Fax: (630) 820-4585